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Professional Insurance Services in Huntingdon, Cambridgeshire and the UK

Stuart and Co arranges comprehensive professional insurance cover to businesses providing professional advice, such as architects, accountants and surveyors. We have links with a number of reputable insurers providing professionals’ insurance, enabling us to find the best deal available to suit your individual business needs.

Professional Indemnity Insurance

Businesses offering professional advice should cover themselves in case a client experiences a loss as a result of this advice being incorrect. This is where professional indemnity insurance comes in.

For example – if an architect makes an error during the design process, their client’s building may need to have remedial work carried out in order to correct this error. The architect could be liable for these extra costs, which might be incurred several years after the building has been completed. The architect’s professional indemnity insurance policy would cover these costs.

Efficacy cover

Efficacy cover can be added onto your professional insurance policy to cover your business against a client’s losses that come about as a result of your work being carried out incorrectly.

For example – a business that installs fire alarms installs a fire system incorrectly. The company may be liable for its client’s losses that occur as a result of the fire alarm system failing. If efficacy cover is included in the company’s professional insurance policy, this can account for these losses.

Intellectual Property Insurance

Intellectual property insurance is an essential for SMEs whose turnover mainly comes from the intellectual property that they own. Such businesses may not be able to afford the legal fees to fight a rival company that has infringed on their intellectual property in court.

We can arrange a specialist intellectual property insurance policy to ensure that the required fees are available to you should infringement occur. So if you own a smaller company with smaller cash reserves, you can rest assured that your business and niche products are protected in court.

Our professionals’ insurance services are available to clients in Huntingdon, Cambridgeshire and throughout the UK. To enquire further, please call our expert team on 01480 433 443.

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Email: sales@stuartandco.co.uk
Telephone: 01480 433443